Free partner resource
Give Canadian homeowners a second look at their mortgage renewal offer
FairRate Canada is an independent mortgage-renewal checker built for homeowners who already have a written offer from their lender. Organizations can share it as a practical financial-wellness resource at no cost.
What your audience gets
A homeowner enters the renewal offer they actually received. FairRate compares a supported Canadian 3-year or 5-year fixed renewal offer with current public benchmark context and explains whether the offer appears below, near or above that comparison context.
No appointment
The homeowner can start on their own, on their own time.
No lender ranking
Lenders and brokers cannot pay to change the assessment.
Actionable next step
The homeowner gets context for whether to accept, ask questions, negotiate or compare.
Where FairRate can fit
Employers & HR teams
Add a practical homeowner resource to financial-wellness communications, benefits portals or Financial Literacy Month programming.
Benefits & wellness providers
Give clients a focused resource for one of the largest recurring household financial decisions Canadian homeowners face.
Associations & member organizations
Share a neutral renewal-offer checklist and checker in newsletters, resource libraries or member communications.
Financial educators & planners
Use FairRate as an educational screening tool before a homeowner decides whether to accept, negotiate or compare an offer.
Prefer to keep people on your own site?
Planners, educators and resource pages can embed a lightweight version of the checker with one copy-paste snippet. It is free, sets no cookies and asks for no email inside your page.
Embed the free checker →A simple pilot takes minutes
We provide a clean, trackable FairRate link for your organization.
You place it in one newsletter, benefits page, resource library or employee communication.
FairRate handles the homeowner experience. No software integration is required.
We report aggregate usage from the partner link so you can see whether the resource is being used.
Independence safeguards
- ✓FairRate is not a mortgage broker, lender or brokerage.
- ✓The checker does not require a sales call.
- ✓FairRate is free for borrowers. If a borrower chooses to be introduced to a mortgage broker, FairRate may earn a referral fee; it always asks first, and results never depend on it.
- ✓The assessment is educational and does not rank lenders by commission or compensation.
- ✓A homeowner can use the result independently and take it to any lender, broker or advisor they choose.
FairRate provides educational comparison context, not a mortgage quote, approval, guarantee or personalized financial advice.
Want to test it with your audience?
Start with one small placement. We can provide a partner-specific link and a short ready-to-use description for your newsletter, benefits portal or resource page.
Contact FairRate Canada →