Put a free mortgage renewal offer checker on your site

Advice-only financial planners and personal-finance writers can embed FairRate’s renewal checker with one snippet. Your readers check whether a Canadian 3- or 5-year fixed renewal offer looks fair against current public market context, without leaving your page.

What readers enter

Term (3- or 5-year fixed), the renewal rate their lender offered, their province, and optionally their lender. No balance, name or email.

What they see

Whether the offer is at, close to, or above current public comparison context for that term, the comparison rate it was checked against, and the difference in percentage points.

Where it goes next

A “Full breakdown on FairRate” link opens in a new tab for readers who want payment estimates and next steps. There is no broker pitch inside the widget.

Live preview

This is the widget exactly as your readers will see it. Try an offer.

Copy the embed code

Paste this where you want the checker to appear. The iframe is responsive (full width up to 560px). The short script is optional: it grows the iframe to fit the result, and only accepts size messages from FairRate’s own domain and that iframe.

Your site name (used only to count visits from your site)

Partner tag: your-site (lowercase letters, numbers and hyphens).

<iframe
  id="fairrate-checker"
  src="https://www.fairratecanada.ca/embed/checker?partner=your-site"
  title="Mortgage renewal offer checker by FairRate Canada"
  loading="lazy"
  style="width:100%;max-width:560px;height:560px;border:0;border-radius:12px;"
></iframe>
<script>
  /* Optional: grow the iframe to fit its content. Only messages from
     FairRate's origin and this iframe are accepted. */
  window.addEventListener('message', function (e) {
    var f = document.getElementById('fairrate-checker');
    if (!f || e.origin !== 'https://www.fairratecanada.ca' || e.source !== f.contentWindow) return;
    var d = e.data;
    if (d && d.type === 'fairrate:embed-height' && typeof d.height === 'number' && d.height > 200 && d.height < 2000) {
      f.style.height = Math.ceil(d.height) + 'px';
    }
  });
</script>

No script allowed on your platform? The iframe alone works; keep the default height of 560px.

Rate benchmark badge

A small, static badge with the latest Bank of Canada figures: the average rate banks charged on 5-year-and-over fixed mortgages versus the typical posted 5-year rate. It updates itself monthly, runs no scripts and sets no cookies, and links to the full benchmark for attribution.

Copy the badge code

Replace your-site with a short name for your site so clicks from your site can be attributed to you.

<iframe
  src="https://www.fairratecanada.ca/embed/rate-benchmark?partner=your-site"
  title="Canada mortgage renewal rate benchmark by FairRate Canada (Bank of Canada data)"
  loading="lazy"
  style="width:100%;max-width:420px;height:200px;border:0;border-radius:12px;"
></iframe>

Source: Bank of Canada. Please keep the attribution link inside the badge.

Privacy inside the widget

✓The widget sets no cookies and stores nothing in your readers’ browsers.
✓It never asks for an email address or contact details.
✓It does not load an analytics SDK inside your page. FairRate counts checks on its own server, tagged only with your partner name.
✓The widget can be framed by any site; it does not read anything from your page.

Terms of use, in plain language

•Free to use. There is no fee, contract or sign-up.
•Keep the “Powered by FairRate” credit link visible and unchanged.
•Don’t alter, restyle over, crop out or re-word the results, and don’t present them as your own advice or a lender quote.
•Don’t put the widget on pages that promise a specific rate or approval, or that pose as FairRate.
•Results are educational comparison context, not a mortgage quote, approval or financial advice.
•FairRate may update the widget’s design or methodology, or withdraw it, at any time. If we ever need to, we’ll try to give partners notice.

How FairRate is paid

FairRate is free for borrowers. FairRate offers optional paid reports on its own site, and an optional broker introduction, made only with the borrower’s consent, may earn a referral fee. Neither appears inside the widget, and neither changes a result. FairRate is not a lender, broker or financial advisor. How FairRate makes money

Questions, a custom size, or usage numbers?

Email Andy, FairRate’s founder. Partners can ask for an aggregate count of checks from their site at any time.

andy@fairratecanada.ca

Running a benefits program or association instead? See FairRate for organizations.

Important limitation: FairRate Canada is an independent educational comparison and reporting product — not a lender, mortgage broker, mortgage agent, law firm, financial advisor, or mortgage underwriter. FairRate does not arrange mortgages, take applications, or approve credit. If you choose to be introduced to a mortgage broker, FairRate may earn a referral fee; we’ll always ask first, and your result never depends on it. The current benchmark-backed checker and paid benchmark reports support Canadian 3-year fixed and 5-year fixed renewal offers and use fresh public same-term fixed comparison context when a usable source is available. Variable-rate and unsupported terms should not be compared against these fixed-term references. Broader Bank of Canada data may be used for contextual purposes. Results are not a lender quote, approval, qualification result, personalized advice, or guarantee of a lower rate or savings. Verify current rates, eligibility, fees, penalties, product terms, and switching costs with the relevant lender and, where appropriate, a licensed mortgage professional or other qualified advisor.