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Historical Mortgage Rate Snapshot

Week of June 15, 2026 · Historical report pipeline snapshot

Historical record — not a current market recommendation

These values were stored by an earlier FairRate weekly-report pipeline. They are preserved for transparency, but FairRate has not independently re-validated every label or generated interpretation in the historical record. Do not treat these values as current lender quotes, rates available to a particular borrower, or instructions to accept, reject, negotiate, or switch a mortgage.

Stored broker-floor value
4.04%
Stored bank-average value
4.04%
Stored posted-ceiling value
4.34%
Stored prime-rate value
4.45%
Recorded source note: Bank of Canada Valet API · Data as of Mon Jun 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time) · Fetched 2026-06-15T07:00:12.788Z · Generated 2026-06-15T12:00:24.229Z

Important limitation: FairRate Canada is an independent educational comparison and reporting product — not a lender, mortgage broker, mortgage agent, law firm, financial advisor, or mortgage underwriter. FairRate does not arrange mortgages, take applications, or approve credit. If you choose to be introduced to a mortgage broker, FairRate may earn a referral fee; we’ll always ask first, and your result never depends on it. The current benchmark-backed checker and paid benchmark reports support Canadian 3-year fixed and 5-year fixed renewal offers and use fresh public same-term fixed comparison context when a usable source is available. Variable-rate and unsupported terms should not be compared against these fixed-term references. Broader Bank of Canada data may be used for contextual purposes. Results are not a lender quote, approval, qualification result, personalized advice, or guarantee of a lower rate or savings. Verify current rates, eligibility, fees, penalties, product terms, and switching costs with the relevant lender and, where appropriate, a licensed mortgage professional or other qualified advisor.