Historical Mortgage Rate Snapshot
Week of May 18, 2026 · Historical report pipeline snapshot
Historical record — not a current market recommendation
These values were stored by an earlier FairRate weekly-report pipeline. They are preserved for transparency, but FairRate has not independently re-validated every label or generated interpretation in the historical record. Do not treat these values as current lender quotes, rates available to a particular borrower, or instructions to accept, reject, negotiate, or switch a mortgage.
Important limitation: FairRate Canada is an independent educational comparison and reporting product — not a lender, mortgage broker, mortgage agent, law firm, financial advisor, or mortgage underwriter. FairRate does not arrange mortgages, take applications, or approve credit. If you choose to be introduced to a mortgage broker, FairRate may earn a referral fee; we’ll always ask first, and your result never depends on it. The current benchmark-backed checker and paid benchmark reports support Canadian 3-year fixed and 5-year fixed renewal offers and use fresh public same-term fixed comparison context when a usable source is available. Variable-rate and unsupported terms should not be compared against these fixed-term references. Broader Bank of Canada data may be used for contextual purposes. Results are not a lender quote, approval, qualification result, personalized advice, or guarantee of a lower rate or savings. Verify current rates, eligibility, fees, penalties, product terms, and switching costs with the relevant lender and, where appropriate, a licensed mortgage professional or other qualified advisor.