Historical Mortgage Rate Snapshot
Week of May 11, 2026 · Historical report pipeline snapshot
Historical record — not a current market recommendation
These values were stored by an earlier FairRate weekly-report pipeline. They are preserved for transparency, but FairRate has not independently re-validated every label or generated interpretation in the historical record. Do not treat these values as current lender quotes, rates available to a particular borrower, or instructions to accept, reject, negotiate, or switch a mortgage.
Important limitation: FairRate Canada is an independent consumer-paid educational comparison and reporting product — not a lender, mortgage broker, mortgage agent, law firm, financial advisor, or mortgage underwriter. FairRate does not arrange mortgages, take applications, approve credit, or sell mortgage inquiries to lenders or brokers. The current benchmark-backed checker and paid benchmark reports support Canadian 3-year fixed and 5-year fixed renewal offers and use fresh public same-term fixed comparison context when a usable source is available. Variable-rate and unsupported terms should not be compared against these fixed-term references. Broader Bank of Canada data may be used for contextual purposes. Results are not a lender quote, approval, qualification result, personalized advice, or guarantee of a lower rate or savings. Verify current rates, eligibility, fees, penalties, product terms, and switching costs with the relevant lender and, where appropriate, a licensed mortgage professional or other qualified advisor.