Share a mortgage renewal offer without your name or email.
FairRate accepts voluntary Canadian renewal-offer details for possible future aggregate analysis. The form does not ask for your name or email, but submitted fields can still include exact lender, province, balance, rate, term, timing, and free-text notes. Remove identifying details before submitting.
Do not include identifying information
Do not include your name, address, mortgage account number, SIN, lender login details, phone number, email address, employer, or other identifying details in the notes field. Do not upload documents on this form.
How submissions may be used
A submission does not automatically become a public benchmark or research finding. FairRate should only publish aggregate conclusions when the sample, observation period, inclusion and exclusion rules, privacy protections, suppression thresholds, aggregation method, and limitations are disclosed.
See the Canada privacy policy for current data-handling disclosures.
Read Canada privacy policy →Want your own offer checked instead?
Use the free checker for a supported Canadian 5-year fixed renewal offer. Paid reports are optional after the free result.
Check a Supported 5-Year Fixed Offer →FairRate Canada is an independent consumer-paid educational comparison and reporting product — not a lender, mortgage broker, mortgage agent, law firm, financial advisor, or mortgage underwriter. FairRate does not arrange mortgages, take applications, approve credit, or sell mortgage inquiries to lenders or brokers. The current benchmark-backed checker and paid benchmark reports support 5-year fixed renewal offers only and use fresh public 5-year fixed comparison context when a usable source is available. Broader Bank of Canada data may be used for contextual purposes. Results are not a lender quote, approval, qualification result, personalized advice, or guarantee of a lower rate or savings. Verify current rates, eligibility, fees, penalties, product terms, and switching costs with the relevant lender and, where appropriate, a licensed mortgage professional or other qualified advisor.